[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Section” _builder_version=”4.24.2″ _module_preset=”default” background_image=”https:\/\/benefits.page\/showcase\/wp-content\/uploads\/sites\/56\/2024\/08\/Businessman-hand-putting-coin-into-blue-piggy-bank-1509385412_6240x4160-scaled-1.jpeg” background_position=”top_center” background_vertical_offset=”70%” width=”100%” max_width=”100%” custom_margin=”0px|0px|5px|0px|false|true” custom_margin_tablet=”-15px|0px|5px|0px|false|true” custom_margin_phone=”-11px|0px||0px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”182px|0px|182px|0px|true|true” custom_padding_tablet=”122px||122px||true|false” custom_padding_phone=”52px|0px|52px|0px|true|true” background_last_edited=”on|phone” background_size_phone=”cover” background_vertical_offset_phone=”55%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”0px|0px|10px|0px|false|false” custom_margin_tablet=”0px|0px|10px|0px|false|false” custom_margin_phone=”0px|0px|0px|0px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px|0px||0px|false|false” custom_padding_tablet=”0px|0px||0px|false|false” custom_padding_phone=”0px|0px|0px|0px|false|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.24.3″ _module_preset=”default” width=”75%” width_tablet=”85%” width_phone=”86%” width_last_edited=”on|phone” max_width=”2560px” module_alignment=”center” custom_margin=”|0px||0px|false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”” custom_margin_last_edited=”on|phone” custom_padding=”50px|0px|0px|0px|false|true” custom_padding_tablet=”38px|0px|0px|0px|false|true” custom_padding_phone=”20px||0px||false|true” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” header_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ header_font_size=”46px” custom_margin=”||18px||false|false” global_colors_info=”{%22gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37%22:%91%22header_text_color%22%93}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ disabled_on=”on|on|off” _builder_version=”4.24.3″ _module_preset=”default” width=”75%” width_tablet=”85%” width_phone=”87%” width_last_edited=”on|tablet” max_width=”2560px” module_alignment=”center” custom_margin=”0px|0px||0px|false|false” custom_margin_tablet=”15px|0px||0px|false|false” custom_margin_phone=”20px|0px||0px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”intro” _builder_version=”4.24.3″ _module_preset=”default” text_line_height=”1.5em” header_2_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ custom_margin=”||20px|13px|false|false” custom_padding=”||0px||false|false” global_colors_info=”{%22gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37%22:%91%22header_2_text_color%22%93}”]<\/p>\n
Flexible Spending Accounts (FSAs) allow you to pay for eligible expenses using tax-free dollars. Important: There is a \u201cuse it or lose it\u201d rule imposed by the IRS. If you do not spend all the money in your FSA by March 31 of the following year for expenses incurred from January 1 \u2013 December 31, unused dollars will be forfeited per IRS regulations for pretax contributions.<\/p>\n
[\/et_pb_text][et_pb_accordion open_toggle_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ open_toggle_background_color=”#eaeff2″ closed_toggle_background_color=”#eaeff2″ icon_color=”#002E42″ admin_label=”Medical Plan 1 Highlights and Documents Accordion” _builder_version=”4.24.3″ _module_preset=”default” toggle_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ toggle_level=”h3″ toggle_font=”|700|||||||” toggle_font_size=”18px” body_link_text_color=”#8dd300″ custom_margin=”0px|||0px|false|false” custom_padding=”|||0px|false|false” hover_enabled=”0″ border_radii=”on|12px|12px|12px|12px” border_color_all=”#C9C9C9″ global_colors_info=”{%22gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93}” sticky_enabled=”0″][et_pb_accordion_item title=”Benefit Highlights” open=”on” _builder_version=”4.24.2″ _module_preset=”default” body_line_height=”1.3em” body_ul_line_height=”0.5em” custom_margin=”||25px||false|false” custom_padding=”29px||29px|34px|true|false” custom_padding_tablet=”19px||19px|34px|true|false” custom_padding_phone=”19px||19px|34px|true|false” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display:none” border_radii=”on|20px|20px|20px|20px” global_colors_info=”{}”]<\/p>\n
Deductible (Individual\/Family) Out-of-Pocket Max (Individual\/Family) Preventive Care Primary Care Visit Specialist Visit Urgent Care Emergency Room [\/et_pb_accordion_item][et_pb_accordion_item title=”Health Care FSA” open_toggle_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ content_last_edited=”on|phone” _builder_version=”4.24.3″ _module_preset=”default” body_line_height=”1.3em” body_ul_line_height=”0.5em” custom_margin=”||15px||false|false” custom_padding=”29px||29px|34px|true|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|desktop” hover_enabled=”0″ global_colors_info=”{%22gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ toggle_level=”h3″ toggle_font_size=”22px” open=”off” sticky_enabled=”0″ content_tablet=”<\/p>\n Contribute up to $3,200 per year, pretax, to pay for copays, prescription expenses, lab exams and tests, contact lenses and eyeglasses.<\/p>\n ” content_phone=”<\/p>\n Contribute up to $3,200 per year, pretax, to pay for copays, prescription expenses, lab exams and tests, contact lenses and eyeglasses.<\/p>\n “]<\/p>\n Contribute up to $3,200 per year, pretax, to pay for copays, prescription expenses, lab exams and tests, contact lenses and eyeglasses.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Limited Purpose FSA” open_toggle_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ _builder_version=”4.24.3″ _module_preset=”default” body_line_height=”1.3em” body_ul_line_height=”0.5em” custom_margin=”||15px||false|false” custom_padding=”29px||29px|34px|true|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|desktop” hover_enabled=”0″ global_colors_info=”{%22gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ toggle_level=”h3″ toggle_font_size=”22px” open=”off” sticky_enabled=”0″]<\/p>\n Those enrolled in the HDHP can contribute up to $3,200 per year, pretax, to pay for eligible vision and dental expenses.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Dependent Care FSA” open_toggle_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ _builder_version=”4.24.3″ _module_preset=”default” body_line_height=”1.3em” body_ul_line_height=”0.5em” custom_margin=”||15px||false|false” custom_padding=”29px||29px|34px|true|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|desktop” hover_enabled=”0″ custom_css_free_form=”.column1 {|| width: 47%;|| float: left;||}||.column2 {|| width: 47%;|| float: right;||}” global_colors_info=”{%22gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ toggle_level=”h3″ toggle_font_size=”22px” open=”off” sticky_enabled=”0″]<\/p>\n Contribute up to $5,000 per year ($2,500 if married and filing separate tax returns), pretax, to pay for day care expenses associated with caring for elder or child dependents that are necessary for you or your spouse to work or attend school full-time. You cannot use your Health Care FSA to pay for Dependent Care expenses.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Use It or Lose It” open_toggle_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ _builder_version=”4.24.3″ _module_preset=”default” body_line_height=”1.3em” body_ul_line_height=”0.5em” custom_margin=”||15px||false|false” custom_padding=”29px||29px|34px|true|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|desktop” custom_css_free_form=”.column1 {|| width: 47%;|| float: left;||}||.column2 {|| width: 47%;|| float: right;||}” global_colors_info=”{%22gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ toggle_level=”h3″ toggle_font_size=”22px” open=”off”]<\/p>\n Note: <\/strong>There is a \u201cuse it or lose it\u201d rule imposed by the IRS. If you do not spend all the money in your Health Care, Limited Purpose <\/span>or Dependent Care FSA by March 31 of the following year for expenses incurred from January 1 \u2013 December 31, unused dollars will be forfeited per IRS regulations for pretax contributions.<\/p>\n [\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”how much could you save” _builder_version=”4.24.3″ _module_preset=”default” text_line_height=”1.5em” header_2_text_color=”gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37″ global_colors_info=”{%22gcid-cd3ed506-06fd-4086-b1e0-1cd80485eb37%22:%91%22header_2_text_color%22%93}”]<\/p>\n Here\u2019s an example. Let\u2019s say Tom decides to set aside $2,000 in an FSA for the year. Normally, on that money, he\u2019d pay $560 in federal income tax, $100 in state income tax, and $153 in FICA tax. So, by contributing that $2,000 to his FSA, he\u2019ll get an $813 tax savings for the year.<\/p>\n Without the FSA, Tom would pay:<\/p>\n His total tax savings for the year with an FSA: $813<\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Flexible Spending Accounts (FSAs)Flexible Spending Accounts (FSAs) allow you to pay for eligible expenses using tax-free dollars. Important: There is a \u201cuse it or lose it\u201d rule imposed by the IRS. If you do not spend all the money in your FSA by March 31 of the following year for expenses incurred from January 1 […]<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-3854","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/benefits.page\/showcase\/wp-json\/wp\/v2\/pages\/3854","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/benefits.page\/showcase\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/benefits.page\/showcase\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/benefits.page\/showcase\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/benefits.page\/showcase\/wp-json\/wp\/v2\/comments?post=3854"}],"version-history":[{"count":0,"href":"https:\/\/benefits.page\/showcase\/wp-json\/wp\/v2\/pages\/3854\/revisions"}],"wp:attachment":[{"href":"https:\/\/benefits.page\/showcase\/wp-json\/wp\/v2\/media?parent=3854"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
<\/strong>$XX\/$XX<\/p>\n
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<\/strong>$XX<\/p>\nHow Much Could You Save?<\/h2>\n
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