Voluntary Benefits
Accident Insurance
Life happens! Accidents can happen anytime, anywhere-at home or at work, on the playground or on the road. Even though your medical plan will cover many expenses due to an accident, there are additional expenses that can really add up. Recent statistics show the average family needs additional financial support when an accident occurs.
By purchasing Accident Insurance, it can help you fill some of the gaps caused by paying your deductible, copays, or out of pocket costs related to an accidental injury and ensure you have a safety net of financial protection to help if an accidental injury occurs.
Critical Illness Insurance
Critical Illness, often referred to as Specified Disease, may help guard you against a serious medical event such as cancer, heart attack or stroke could leave you in a period of financial difficulty. Even though your medical plan will cover many expenses, there are typically other expenses to consider, such as deductibles, coinsurance, travel expenses to and from treatment centers and potential loss of wages or salary.
Critical Illness Insurance may help guard you against financial hardship, which will offer the protection you need to concentrate on what is most important-your treatment, care, recovery and family.
Hospital Insurance
With the rising cost of health care, one trip to the hospital could cause a serious financial setback. Hospital Insurance can help your employees manage the expenses health insurance may not cover — like deductibles, co-pays and the costs of missing work.
With this added financial protection, you can dedicate energy toward getting well instead of worrying about bills.